Who We Serve
Built for what’s next — starting with your next 30 years.
If you have a TSP, you have the biggest retirement decision of your career ahead of you. We build the plan around it — FERS, CSRS, or BRS.
Smart Life Financial works with federal employees and uniformed service members across the government — from your first agency match to the day you decide what your TSP does for the rest of your life. Whichever badge you carry, the math is personal: your pension system, your Social Security timing, your TSP balance, and your tax bracket, modeled together.
Plain names. No seals, no logos — just the agencies whose employees we help.
Military & Uniformed Services
U.S. Postal Service
IRS & Treasury
Social Security Administration
FAA — including Air Traffic Controllers
Department of Veterans Affairs
Department of Defense Civilians
Homeland Security
Federal Law Enforcement
Health & Human Services
USDA & Forest Service
Interior & National Park Service
Department of State & Foreign Service
NASA
Department of Energy
Environmental Protection Agency
General Services Administration
Federal Courts & Congressional Staff
…and every other agency with a TSP.
Federal retirement rules aren’t uniform. Your job classification opens — or closes — doors most financial advisors don’t know exist.
Mandatory retirement at 56 — the youngest forced retirement in government. Your TSP strategy window opens earlier than anyone’s.
Law enforcement, firefighters, and ATCs: penalty-free TSP access as early as age 50, or after 25 years of service at any age.
Separate in the year you turn 55 or later and TSP withdrawals are penalty-free — years before an IRA allows it.
Start with the TSP playbook, or jump straight into a free discovery session built around your numbers.
Smart Life Financial is an independent financial services firm. We are not affiliated with, endorsed by, or connected to the United States government, the Thrift Savings Plan, OPM, or any federal agency.