Privacy Policy

1. Information We Collect

Information You Provide

When you fill out a contact form, request a retirement plan, or schedule a consultation, we collect information such as your name, email address, phone number, and any details you share in your message. We use this information solely to respond to your inquiry and provide the services you've requested.

Information Collected Automatically

When you visit our website, we automatically collect certain technical information, including your IP address, browser type, operating system, referring URLs, pages visited, and the date and time of your visit. We use this data to understand how our site is used, improve performance, and enhance your experience.

We use tools including Google Analytics to help us understand site traffic and usage patterns. Google Analytics uses cookies and similar technologies. You can opt out of Google Analytics tracking by visiting tools.google.com/dlpage/gaoptout.

Cookies

Our website uses cookies — small text files stored on your device — to improve functionality and analyze traffic. You can control or disable cookies through your browser settings. Note that disabling cookies may affect certain features of the site.

Children's Privacy

Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us and we will promptly delete it.

2. How We Use Your Information

• To respond to your inquiries and provide financial planning services
• To schedule and manage consultations
• To send you relevant information about our services (you can opt out at any time)
• To improve and maintain our website
• To comply with legal and regulatory obligations
• To detect and prevent fraud or misuse

We will never sell, rent, or lease your personal information to third parties for their marketing purposes.

3. How We Share Your Information

We may share your information with trusted third-party service providers who help us operate our website and deliver services (e.g., email platforms, scheduling tools, analytics providers). These providers are contractually required to protect your information and may only use it to perform services on our behalf.

We may also share information with insurance and financial service providers as necessary to fulfill your service request — for example, to provide quotes or product information relevant to your retirement plan.

We may disclose information if required by law, legal process, or to protect the rights, property, or safety of Smart Life Financial, our clients, or others.

4. Your Privacy Rights

Depending on where you live, you may have the following rights regarding your personal information:

• Right to Access — Request a copy of the personal information we hold about you.
• Right to Correction — Ask us to correct inaccurate or incomplete information.
• Right to Deletion — Request that we delete your personal information, subject to certain legal exceptions.
• Right to Opt Out — Opt out of receiving marketing communications at any time.
• Right to Data Portability — Request your data in a portable, commonly used format.
• Right to Non-Discrimination — Exercising your privacy rights will never affect your access to our services.

California residents may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete it, and the right to opt out of its sale. As noted above, we do not sell personal information.

To exercise any of these rights, please contact us at info@smartlifefinancial.com. We will respond within 30 days.

5. Data Security

We take reasonable technical and organizational measures to protect your personal information from unauthorized access, use, or disclosure. These include firewalls, secure data storage, and limited access controls. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Third-Party Links

Our website may contain links to third-party websites. This Privacy Policy does not apply to those sites. We encourage you to review the privacy policies of any third-party sites you visit, as we have no control over their practices.

7. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date at the top of this page. We encourage you to review this policy periodically. Your continued use of our website after any changes constitutes your acceptance of the updated policy.

8. SMS & Text Messaging

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please reach out to us: